OneMain Financial Jobs

Bring your Expertise to JPMorgan Chase. As part of Risk Management and Compliance, you are at the center of keeping JPMorgan Chase strong and resilient. You help the firm grow its business in a responsible way by anticipating new and emerging risks, and using your expert judgement to solve real-world challenges that impact our company, customers and communities. Our culture in Risk Management and Compliance is all about thinking outside the box, challenging the status quo and striving to be best-in-class.

As a Risk Management - Strategic Analytics - Vice President in the Credit Risk Analytics function for Auto, you will be responsible for end-to-end management of complex analytical projects, including designing and developing segmentation strategies. The candidate will also assist with developing tests to determine the effectiveness of new ideas. Targeted strategies will be developed based on data analysis and testing to improve overall effectiveness of the business. There is significant exposure to policy related projects, risk oversight, and other key risk initiatives. The candidate will work across business areas such as Finance, Legal, Operations, and IT to offer strategic direction on risk strategies. The role needs to bring a good balance between business acumen and strong analytical skills to manage risk dynamics

Job Responsibilities

• Work independently to successfully complete end to end process related to analytical tasks starting with problem identification, defining objectives, data discovery, synthesis and analysis of large & complex data points, formulating concise conclusions with actionable recommendations, and creating presentations to pitch findings and/or strategies

• Develop analytics and champion/challenger capabilities around various strategies to develop and maintain policies

• Monitor volumes and loss trends to ensure stable and consistent portfolio performance

• Identify key risk drivers. Analytically segment portfolio along these factors. Assess concentrations, exposures and exception levels

• Actively participate and present in credit risk committee meetings

• Leverage central modeling teams to build new scorecard and validate existing scoring models as it pertains to their use in strategies

• Work with Operations, IT, and Legal/Compliance partners to ensure that policy and strategy changes get implemented in a smooth and timely fashion

Required qualifications, skills and capabilities

• MBA / Master's degree

• 5+ years of relevant strategy /analytics experience

• Consumer credit risk experience required

• Experience utilizing Python, PySpark is a must

• Strong communication and presentation skills required

• Comfortable working with ambiguity and finding creative ways to enhance analytic capabilities while having a broad view of the business needs

• Strong analytical, interpretive and problem solving skills with the ability to interpret large amounts of data, including interpretation of model results and its impact in both operational and financial areas

• Ability to manage and prioritize multiple projects across cross-functional groups

• Evidence of strong initiative, productivity and teamwork

Preferred qualifications, skills and capabilities

• MBA / Master's degree in Mathematics, Statistics or related field preferred

• 5+ years of relevant strategy /analytics experience, preferably in financial services

• Consumer credit risk experience required; auto finance experience preferred

Chase is a leading financial services firm, helping nearly half of America's households and small businesses achieve their financial goals through a broad range of financial products. Our mission is to create engaged, lifelong relationships and put our customers at the heart of everything we do. We also help small businesses, nonprofits and cities grow, delivering solutions to solve all their financial needs.

We offer a competitive total rewards package including base salary determined based on the role, experience, skill set and location. Those in eligible roles may receive commission-based pay and/or discretionary incentive compensation, paid in the form of cash and/or forfeitable equity, awarded in recognition of individual achievements and contributions. We also offer a range of benefits and programs to meet employee needs, based on eligibility. These benefits include comprehensive health care coverage, on-site health and wellness centers, a retirement savings plan, backup childcare, tuition reimbursement, mental health support, financial coaching and more. Additional details about total compensation and benefits will be provided during the hiring process.

We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success. We are an equal opportunity employer and place a high value on diversity and inclusion at our company. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. We also make reasonable accommodations for applicants' and employees' religious practices and beliefs, as well as mental health or physical disability needs. Visit our FAQs for more information about requesting an accommodation.

Equal Opportunity Employer/Disability/Veterans