Job Information
Mogo Finance Technology Inc. AI-Native Full Stack Engineer in Vancouver (or remote), British Columbia
Help Transform a Real Fintech Company Into an AI-Native System
Orion Digital Corp. operates real revenue-generating platforms across lending, investing, and payments.
We are regulated.
We have production infrastructure.
We have legacy systems.
And we are redesigning the core.
We are in the middle of becoming AI-native, not as a feature layer but as a structural shift in how software is built, how decisions are made, and how workflows operate.
This is not greenfield experimentation.
This is live-system transformation.
If you want to help rebuild a functioning fintech company into an AI-native operating model, this role is aligned.
The Context
AI is compressing the cost of software creation and decision-making toward zero. The advantage is no longer who ships more code. It’s who redesigns systems around intelligence.
Orion is restructuring around that reality.
We are:
Replacing manual workflows with agents
Embedding intelligence into core systems
Redesigning deterministic architectures to incorporate probabilistic reasoning
Building evaluation and reliability frameworks where none previously existed
This transformation is active and underway. You will help drive it.
The Role
You will design and ship production-grade AI systems inside a live fintech environment.
This is not prompt engineering.
This is systems engineering during architectural transition.
You will:
Redesign legacy workflows into AI-native systems
Architect LLM-backed services integrated with production APIs
Build multi-step agents that reason and take actions across internal systems
Design hybrid architectures combining deterministic logic with probabilistic reasoning
Implement model routing and cost-aware execution
Build fallback and confidence-aware systems
Own reliability, evaluation, and observability
Ship safely in regulated, production environments
You are not joining a finished AI-native machine.
You are helping build it.
What You’ll Work On
Transforming Existing Systems
Replace manual review processes with AI agents
Introduce structured-output-first services into legacy APIs
Embed intelligence into lending, investing, and operations systems
Migrate deterministic decision flows into adaptive models
Building the AI Layer
Tool-calling agent architectures
RAG systems connected to internal data
Orchestration pipelines across services
Evaluation frameworks for probabilistic systems
Monitoring for latency, cost, hallucination risk, and drift
Compliance-aligned guardrails
Raising the Engineering Standard
Introduce AI-native development workflows
Build internal leverage tools
Reduce human dependency in repeatable processes
Improve output without increasing headcount
What You Bring
Core Engineering
4+ years building production backend or full stack systems
Strong Node.js and TypeScript experience
Experience with APIs and distributed systems
Experience building and shipping mobile applications (React Native or similar)
Comfortable operating in complex, real-world systems
AI Systems Experience
You have shipped AI systems beyond prototypes.
You understand:
Structured outputs and tool calling
Agent orchestration patterns
RAG architectures
Prompt versioning and evaluation
Latency and cost trade-offs
Debugging LLM behavior in production
Infrastructure
Cloud-native experience (AWS preferred)
CI/CD and infrastructure-as-code
Event-driven architectures
Comfort working in regulated or data-sensitive environments
Bonus:
Python for experimentation
Experience migrating legacy systems
Experience building internal AI platforms
How You Operate
You take ownership of outcomes.
You are comfortable replacing existing systems.
You move quickly without lowering standards.
You think in leverage, not effort.
You measure impact.
You hold your own work to a high bar.
You are not intimidated by ambiguity or transition.
Performance Expectations
You will be measured on:
Successful migration of workflows to AI-native systems
Production reliability and durability
Measurable reductions in manual effort
Intelligence lift across product and operations
Engineering leverage created
Standards raised across the team
This is a transformation role.
What This Role Is Not
Not a prompt experimentation role
Not AI theatre
Not a low-ownership environment
This is real system redesign inside a live fintech company.
Why This Is Rare
Most companies experimenting with AI are startups without legacy constraints.
Very few engineers get to:
Re-architect real revenue-generating systems
Transform a public fintech company
Replace human workflows with intelligent systems at scale
Define what “AI-native” means inside a regulated environment
This is that opportunity.
Compensation
Base salary: $115,000 to $150,000 CAD
Compensation aligned with demonstrated AI capability, ownership, and impact.
Next Steps
If you are energized by transformation rather than intimidated by it, we encourage you to apply.
We hire deliberately. Every addition to the team should raise the average.
Benefits of working with us:
ALWAYS FULLY REMOTE WORK - Enjoy the flexibility of remote work, supported by necessary resources #LI-Remote
Comprehensive Health and Wellness - Access medical, dental, and vision coverage plus a Health Spending Account
Stock Options - Have a stake in the company's success through stock options
Flex Vacation - Benefit from paid time off, including vacation days, holidays, and personal days
Wellbeing Programs - Access counselling services, mental health support, and additional wellness resources
About Us:
We help make it easy for Canadians to achieve financial freedom while making a positive impact. We live in the most innovative and technologically advanced era, yet so much struggle exists. Most of us are far from where we want to be financially. We all want a better future. A better world where reaching financial freedom is a question of when, not if. One that's equitable so that all can prosper. One that's safe from the impact of climate change. Our money has the power to change the world. It’s up to us to do things differently.
Apply today! Do you know anyone who would be a great fit for this role or other roles on our career page? Please share this job posting with them! Mogo is an inclusive place to spend your work life. We hire team members for their talent and diverse backgrounds. Bring your unique perspective to Mogo and help our customers achieve their best financial lives.
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