Job Information
Cognizant ACBS SME- Consulting Manager in Toronto, ON-199 Bay Street, Ontario
About Cognizant Consulting
Cognizant Consulting is more than Cognizant’s consulting practice—we’re a global community of over 5,000 experts dedicated to helping clients reimagine their business. By combining deep industry knowledge with technology advisory expertise, we deliver innovative business solutions for Fortune 500 organizations. And now, we’re looking for our next colleague to help shape the future of commercial lending transformation. Could it be you?
About the role
As a Business Analyst – Commercial Lending (ACBS) , you will make an impact by supporting large‑scale lending transformation initiatives for financial services clients. You will be a valued member of Cognizant Consulting’s Banking & Financial Services practice, working collaboratively with business stakeholders, technology teams, and external vendors to deliver modernized loan servicing and commercial lending platforms.
In this role, you will
Collaborate with business users to elicit, analyze, and document business, functional, and non‑functional requirements across commercial lending and loan servicing processes.
Analyze current‑state systems and workflows, translating business needs into clear specifications, process flows, and use cases.
Support ACBS‑related initiatives by documenting data structures, loan accounting features, configurations, and parameter settings.
Assist with legacy‑to‑ACBS mapping activities, including data conversion, system integration, and validation efforts.
Partner with cross‑functional teams to support UAT planning, test case validation, defect triaging, and successful delivery against project timelines.
What you need to be considered
5+ years of Business Analyst experience within banking or financial services, with a focus on commercial lending or loan servicing.
Strong experience gathering and documenting requirements, including BRDs, FSDs, user stories, and acceptance criteria.
Solid understanding of commercial lending processes, loan lifecycle management, and servicing operations.
Experience working closely with technology teams to translate business requirements into system and integration specifications.
Proven ability to manage stakeholders and facilitate requirement walkthroughs and review sessions.
What will help you stand out
Hands‑on experience with ACBS , including data structures, loan accounting, and configuration validation.
Exposure to legacy lending platforms (e.g., AFS) and system migration or modernization programs.
Experience supporting UAT execution, defect management, and QA coordination.
Familiarity with Agile delivery environments and tools such as JIRA and Confluence.
Consulting experience working with large financial institutions.
Cognizant will only consider applicants for this position who are legally authorized to work in Canada without requiring employer sponsorship, now or at any time in the future.
Work model
We believe hybrid work is the way forward as we strive to provide flexibility wherever possible. Based on this role’s business requirements, this is a hybrid position requiring 3-4 days per week in a Cognizant office or client location in Toronto, Ontario . Regardless of your working arrangement, we are committed to supporting a healthy work‑life balance through our wellbeing programs.
The working arrangements for this role are accurate as of the date of posting and may change based on project or client needs.
Compensation
$81,000-$128,000
Cognizant is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to sex, gender identity, sexual orientation, race, color, religion, national origin, disability, protected Veteran status, age, or any other characteristic protected by law.