Job Information
Raymond James Financial, Inc. Credit Risk Analyst in Saint Petersburg, Florida
Please note: This role is not eligible for immigration Work Visa sponsorship, either currently or in the future.
Essential Duties and Responsibilities
Develop a comprehensive understanding of the business line’s credit memos and underwriting criteria and credit decision drivers.
Monitor and report key trends of the firm’s Key Credit Risk indicators
Analyze market activity, industry trends, and news flow to identify developing risks that could impact the credit portfolio.
Use automation and AI-enhanced tools to surface early-warning signals and portfolio themes.
Conduct research on industries, credit topics, and macro trends relevant to portfolio risk.
Transform findings into concise, high-quality insights for senior management and Board-level reporting.
Maintain and enhance automated monitoring processes, dashboards, and data feeds.
Partner with stakeholders across Credit Risk, Data & Technology, and other business teams to strengthen risk oversight and analytical capabilities.
Develop a comprehensive understanding of the business line’s credit memos and underwriting criteria and credit decision drivers.
Monitor and report key trends of the firm’s Key Credit Risk indicators
Analyze market activity, industry trends, and news flow to identify developing risks that could impact the credit portfolio.
Knowledge, Skills, and Abilities
Knowledge of
Fundamental concepts, practices and procedures of risk management.
Fundamental concepts of financial markets and products.
Skill in
Excellent written communication skills with the ability to distill complex topics clearly.
Proficiency in Excel; exposure to SQL, Python, Power BI, or Tableau is a plus.
Strong analytical and critical thinking skills
Ability to
Interest in credit risk, data automation, and AI technologies
Ability to interpret financial and non-financial information
Intellectual curiosity and eagerness to learn.
Educational/Previous Experience Requirements
Bachelor’s Degree in finance, Economics, Statistics, Data Analytics, Business, or related field.
2–3 years of experience in financial services, preferably in credit risk, risk analytics, or portfolio management.
OR
Any equivalent combination of education, training or experience approved by Human Resources.