Job Information
GESA CREDIT UNION Home Loan Process Specialist in RICHLAND, Washington
Take a leap and join our team!
At Gesa, we believe in the power of our people. Coming from all walks of life, our team members' individual stories and unique experiences are our most valuable asset. But it's how we come together, igniting our collective compassion and commitment to empowering our communities, that makes us succeed. Because we know we go further when we go together.
Here you can join a team who is passionate about serving others, has a desire to do good, and shares a deep love of people. You can engage in meaningful work that impacts your community. You can challenge yourself and grow in your career. And, you can rest assured that your wellbeing and prosperity are our priority.
*Get to know us: *About - Gesa Credit Union{rel="noopener noreferrer" target="_blank"}
Role Summary:
The Home Loan Process Specialist is responsible for managing the closing and post-closing stages of residential mortgage loans. This role ensures all loan documents are accurate, compliant, and completed within regulatory timelines, coordinating with all stakeholders to facilitate smooth loan funding and delivery. The Home Loan Process Specialist also handles post-closing activities, including loan package review, document submission, and investor compliance.
What You Will Be Doing:
Maintain thorough knowledge of mortgage products, regulatory requirements, and investor guidelines.
Prioritize daily tasks to meet deadlines and lock expirations.
Identify opportunities to streamline processes and reduce inefficiencies.
Support internal audits and external regulatory reviews by providing requested documentation.
Maintain accurate records of all loan activities in the Loan Origination System (LOS).
Attend training sessions and team meetings to stay updated on industry changes and organizational policies.
Prepare and deliver accurate closing documents to borrowers and escrow agents, ensuring compliance with regulatory requirements.
Coordinate loan closings with escrow, verifying all conditions have been satisfied before closing.
Disburse loans by reviewing signed closing documents for accuracy and completeness.
Communicate proactively with borrowers, escrow agents, and Loan Officers to address any issues prior to funding.
Ensure timely and accurate recording of loan documents w