Job Information
GESA CREDIT UNION Home Loan Post Closing Specialist in RICHLAND, Washington
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At Gesa, we believe in the power of our people. Coming from all walks of life, our team members' individual stories and unique experiences are our most valuable asset. But it's how we come together, igniting our collective compassion and commitment to empowering our communities, that makes us succeed. Because we know we go further when we go together.
Here you can join a team who is passionate about serving others, has a desire to do good, and shares a deep love of people. You can engage in meaningful work that impacts your community. You can challenge yourself and grow in your career. And, you can rest assured that your wellbeing and prosperity are our priority.
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Role Summary:
The Home Loan Post Closing Specialist is responsible for managing the post-closing stage of residential mortgage loans. This role ensures all loan documents are accurate, compliant, and completed within regulatory timelines, coordinating with all stakeholders to facilitate timely exports to the sub servicer and seamless delivery to investors. The Home Loan Post Closing Specialist also handles quality control activities.
What You Will Be Doing:
Maintain thorough knowledge of mortgage products, regulatory requirements, and investor guidelines
Prioritize daily tasks to meet service level agreements, compliance deadlines, and investor lock expirations
Conduct thorough reviews of final settlement statements and perform all required final updates in the LOS
Issue Post-Closing Compliance Documents (PCCDs) within regulatory timelines
Conduct servicing exports, mortgage insurance activation/issuance, and MERS registration
Mange escrow holdbacks coordinating with internal and external parties to ensure timely completion and distribution of funds
Order, track, and follow up on post-closing conditions and requirements such as tax transcripts, manufactured home title eliminations etc.
Conduct all tasks related to the selling and shipping of loan files to investors, ensuring compliance with investor requirements
Monitor, audit, and track trailing documents, such as recorded deeds of trust and final title policies and follow up with vendors as needed
Track and resolve discrepancies or deficiencies in post-closing files to avoid investor penalties