Job Information
HSBC Senior Manager - Product Owner in Pune, India
Senior Manager - Product Owner
Brand: HSBC
Area of Interest:
Location:
Pune, MH, IN, 411006
Work style: Hybrid Worker
Date: 8 Apr 2026
Job Title: Senior Manager - Product Owner - CIB COO
The purpose of the role is to manage product development, product governance and Go To market strategy for the assigned product within global electronic payment portfolio e.g. real time payments.
The role requires an individual to engage with product stakeholders and risk stewards at all levels across the globe, ensuring that Global Payment Solutions (GPS) drives delivery ofa world-class Virtual Accounts platform used across multiple markets. The individual needs to ensure that our products remain compliant with regulation and global standards while managing risks.This role requires the incumbent to have experience across treasury, payments, compliance, and IT product development, with a proven track record driving digital transformation.
In this role, you will:
Responsible to deliver global projects aligned to the global product and technology strategy for Virtual Accounts following due governance, reviewing, and prioritizing business requirements, track risks/issues, address management reporting, manage benefits tracking.
Perform the role of the Global Product Owner for Virtual Accounts in prioritizing project delivery schedule and maintain backlog of features and functionalities for future enhancements.
Engage stakeholders across GPS Technology, Digital Technology, Operations, Risk stewards, Market Infrastructures, and other partner teams ensuring appropriate resource allocation and timely delivery of projects.
Support in the formulation of product strategy for Virtual Accounts as well as the global commercialization framework and plan for assigned products to increase market shares in line with the strategy for Global Business. Support country and regional team in commercializing product features/material enhancements.
Support execution of the business financial objectives, inclusive of global, regional, and local initiatives. Implement business as usual and growth initiatives; continuously improve operating efficiency and manage product risk profile.
Support rationalization of product solutions to provide consistency and cost savings to the organization. Especially in terms of identifying opportunities to provide a consistent offering globally.
Support the development of next generation solution requirements by carrying out research on customer needs, emerging market trends on Virtual Accounts, infrastructure development and the regulatory environment globally, leveraging on market insights and analysis, in collaboration with client facing colleagues and in-country teams.
Leadership & Teamwork
Able to lead and influence a large group of people, who will not have a formal reporting relationship with the individual.
Ability to co-ordinate with multiple stakeholders at global level, and get necessary decisions taken within desired timelines.
Excellent inter-personal skills and influencing skills.
Ability to coach / mentor to junior product managers in the team
Strong communication skills and fluency in English is expected.
To be successful you will:
12+ years of experience in product management within banking, fintech, payments, or cash management.
Strong knowledge of Virtual Accounts, cash management, treasury services, and payment platforms.
Strong understanding of virtual account structures, including account hierarchies, reconciliation, and reporting.
Clear grasp of how virtual accounts support cash management, liquidity optimisation, and client needs.
Familiarity with KYC/AML, sanctions, onboarding controls, and operational risk frameworks applicable to Virtual Accounts.
Proven experience in product management, product commercialization, IT and operations, process improvements or project management disciplines.
Practical knowledge in solution development, business case development, requirement analysis are highly desirable.
Strong analytical skills and ability to analyze complex problems, interpret customer and/or operational needs and develop integrated, creative solutions.
Others:
Responsible for Virtual Accounts product proposition within Domestic payments value stream globally by identifying client/market requirements, business case analysis, project governance oversight including managing the investment portfolio for the Change the bank projects and development of globally consistent product functionalities on an end-to-end basis.
Support in formulation of product strategy as well as the global commercialization framework and plan for Virtual Accounts, to increase market share in line with the strategy for Global Business. Implement and drive business as usual commercialization plan and adapt in line with market developments.
Support in execution of the business financial objectives, delivering process improvement and growth initiatives; continuously improve operating efficiency and manage product risk profile.
Support in rationalisation of product solutions to provide consistent client experience, manage risks and optimize costs to the organization.
Support the development of next generation solution requirements by carrying out research on customer needs, emerging market trends, infrastructure development and the regulatory environment globally, in collaboration with client facing teams across the organisation.
Proactive management of risk level of Virtual Accounts constantly, by conducting end-to-end product reviews outlining all key dependencies, input sources, capabilities, and risks. To ensure complete transparency, business improvement opportunities and recommend/implement risk mitigation steps as necessary.
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Issued By HSBC Electronic Data Processing (India) Private LTD