Job Information
Citigroup Structurer– Asset Backed Lending (RMBS & ABS) – In business - Portfolio Manager in London, United Kingdom
Are you looking for a career move that will put you at the heart of a global financial institution? Then bring your skills in analysis, problem solving and knowledge in a broad range of RMBS and ABS structures.
By Joining Citi, you will become part of a global organisation whose mission is to serve as a trusted partner to our clients by responsibly providing financial services that enable growth and economic progress.
Team/Role Overview
This role sits within the Spread Products EMEA Financing and Securitisation business. The Portfolio Manager will support the primary asset-backed lending business with a focus on portfolio management, monitoring, controls, execution, and cross-functional collaboration across Structuring, Risk, Finance, and external stakeholders.
What you’ll do
Conduct ongoing performance monitoring of RMBS and ABS loan portfolios in EMEA.
Analyse collateral pools, cashflow profiles, deal structures, and servicer reporting.
Forecast P&L and limits usage.
Identify emerging risks and portfolio-level performance deterioration.
Calculate and submit SFA and SSFA for accurate capital reporting.
Run stresses for CCAR models and coordinate with internal teams.
Review transaction documentation including covenants, triggers, and reporting.
Collaborate across internal loan, risk and reporting systems, support automation.
What we’ll need from you
General knowledge of RMBS/ABS lending.
Understanding of securitisation markets.
Ability to interpret granular loan-level datasets.
Strong credit and operational risk awareness.
Ability to review and interpret legal documentation.
Highly organised, analytical and able to manage multiple priorities.
Strong communication, Excel and PowerPoint proficiency.
What we can offer you
The position provides a foundational opportunity to help shape a newly established Portfolio Management function within the primary asset‑backed lending business, offering exposure to a broad spectrum of RMBS and ABS transactions. The successful candidate will operate within a dynamic, market‑facing team engaged across the full lifecycle of deals.
We work hard to have a positive financial and social impact on the communities we serve. In turn, we put our employees first and provide the best-in-class benefits they need to be well, live well and save well.
By joining Citi London, you will not only be part of a business casual workplace with a hybrid working model (up to 2 days working at home per week), but also receive a competitive base salary (which is annually reviewed), and enjoy a whole host of additional benefits such as:
Generous holiday allowance starting at 27 days plus bank holidays; increasing with tenure
A discretional annual performance related bonus
Private medical insurance packages to suit your personal circumstances
Employee Assistance Program
Pension Plan
Paid Parental Leave
Special discounts for employees, family, and friends
Access to an array of learning and development resources
Alongside these benefits Citi is committed to ensuring our workplace is where everyone feels comfortable coming to work as their whole self every day. We want the best talent around the world to be energized to join us, motivated to stay, and empowered to thrive.
Sounds like Citi has everything you need? Then apply to discover the true extent of your capabilities.
The Certification Regime is one element of the Individual Accountability Regime which came into effect on 7 March 2016.
Under the Certification Regime, Citi UK regulated entities (Citi entities) must ensure that employees working in certain roles categorised as specified significant harm functions (Certified Roles) are assessed as fit and proper to carry out their role.
Under the guidance provided by the FCA and PRA, firms should have regard to the following when assessing fitness and propriety:
Honesty, Integrity and Reputation
Financial soundness
Competence and capability
In order to comply with the requirements of the Certification Regime, Citi entities must take reasonable care to ensure that an employee does not perform a Certified Role without first being certified as Fit and Proper. For this reason, you will be assessed for this role against the Fit and Proper requirements, as described above.
This assessment will be carried out through extensive interviews, self-disclosures, permitted criminal record checks, regulated reference checks, credit checks and other background screening checks.
Job Family Group:
Institutional Trading
Job Family:
Structuring
Time Type:
Full time
Most Relevant Skills
Please see the requirements listed above.
Other Relevant Skills
For complementary skills, please see above and/or contact the recruiter.
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