Job Information
HSBC Underwriting Manager, HNW and Individual Life Business in Kowloon City, Hong Kong
Underwriting Manager, HNW and Individual Life Business
Brand: HSBC
Area of Interest:
Location:
Kowloon City, Kowloon, HK
Work style: Hybrid Worker
Date: 1 Apr 2026
GCB 5
We are currently seeking a high calibre professional to join our team as an Underwriting Manager, HNW and Individual Life Business.
In this role you will:
Apply HSBC’s underwriting policies and principlesto ensure we’re taking on business that’s sound and lasting profitable
Accept or authorize the acceptance of new business cases or policy changeswithin your delegated authority limits and on a sound and profitable portfolio basis
Help monitor and update underwriting rules and guidelinesto ensure ongoing market competitiveness and alignment with evolving medical and insurance risk standards
Identify opportunities to streamline internal processes and procedures, both within and external to this role in order to optimize customer service delivery
Ensure compliancewith established procedures, service standards, Group policies, and regulatory requirements, backed by robust internal controls
Contribute to a customer-centric environmentthat is aligned with HSBC’s mission and vision, demonstrating sensitivity to customer needs and concerns
Build strong relationshipsby sound and effective communications with both internal and external stakeholders
Deal with challenges and problemspromptly, effectively and professionally
Participatein underwriting projects/implementation/product development
To be successful you will need:
Possess a degree qualification and having professional qualification; LOMA, ALU, ALUCA or CII will be desirable
Solid experience in Life insurance field with attained underwriting authority across Life, CI and Medical businesses in the High Net Worth field
Hold a substantial financial sum insured authority
Ideally experienced in managing Broker, Private Banking and Commercial banking complex or jumbo cases including liaison with Reinsurers
Hold a substantive complex medical health impairment authority to the order of +150% extra mortality or morbidity to Decline
Hold full authority and experience over cross border international geographical, occupational and avocational risk assessment disciplines
Possesses strong interpersonal, customer service and communication skills
Be a self-motivated, proactive self-starter with the ability and attributes to act and perform with minimal direction or instruction
Work beyond the boundaries of usual time and effort in meeting these expectations, creatively and innovatively in often addressing uniquely individual challenges in the Life Insurance market
HSBCLife2026
Opening up a world of opportunity
www.hsbc.com/careers
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Issued by The Hongkong and Shanghai Banking Corporation Limited.
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