Job Information
HSBC Senior Underwriting Manager, HNW and Individual Life Business in Kowloon City, Hong Kong
Senior Underwriting Manager, HNW and Individual Life Business
Brand: HSBC
Area of Interest:
Location:
Kowloon City, Kowloon, HK
Work style: Hybrid Worker
Date: 1 Apr 2026
GCB 4
We are currently seeking a high calibre professional to join our team as a Senior Underwriting Manager, HNW and Individual Life Business.
In this role you will need:
Implement HSBC underwriting Policy and Principle within the Chief Underwriting Office of HSBC and ensure that business is accepted on a sound and lasting profitable basis
Accept or authorize the acceptance of new business cases or increases to existing policies within prescribed limits of personal authority, on a sound and profitable portfolio basis
Proactively monitor underwriting rules, guidelines and philosophy as to its continuing market competitiveness, its effectiveness and in relation to emerging or changing medical and insurance risk principles and practice
Identify opportunities to improve internal processes and procedures within and external to this role in order to enhance the overall customer quality delivery
Ensure all activities are delivered in accordance with procedures and service standards and the business operates in accordance with Group and regulatory compliance and subject to robust internal controls
Create and contribute to a customer friendly environment in accordance with our mission and vision, sensitive to and concerned with the needs and issues of the customers
Develop and maintain sound and effective communications and relationships with internal and external customers
Deal with challenges and problems promptly, effectively and professionally
Participate in product development and lead underwriting projects/implementation
To be successful you will need:
Possess a degree qualification and having professional qualification; LOMA, ALU, ALUCA or CII will be desirable
Working experience in insurance and 10 years underwriting experience is a must, at least five in the High Net Worth market
Hold a substantial financial sum insured authority of at least USD10m, ideally USD15m
Solid experience in underwriting and managing Broker complex or jumbo cases including liaison with Reinsurers
Hold a substantive complex medical health impairment authority to the order of +200% extra mortality or morbidity to Decline
Hold full authority and experience over cross border international geographical, occupational and avocational risk assessment disciplines
Possesses strong interpersonal, customer service and communication skills
Be a self motivated, proactive self starter with the ability and attributes to act and perform with minimal direction or instruction
Work beyond the boundaries of usual time and effort in meeting these expectations, creatively and innovatively in often addressing uniquely individual challenges in the High Net Worth Life Insurance market
HSBCLife2026
Opening up a world of opportunity
www.hsbc.com/careers
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Issued by The Hongkong and Shanghai Banking Corporation Limited.
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