Job Information
Bank of America Software Engineer lll - Payments Modernization in Jersey City, New Jersey
Software Engineer lll - Payments Modernization
Jersey City, New Jersey;Charlotte, North Carolina
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Job Description:
At Bank of America, we are guided by a common purpose to help make financial lives better through the power of every connection. We do this by driving Responsible Growth and delivering for our clients, teammates, communities and shareholders every day.
Being a Great Place to Work is core to how we drive Responsible Growth. This includes our commitment to being an inclusive workplace, attracting and developing exceptional talent, supporting our teammates’ physical, emotional, and financial wellness, recognizing and rewarding performance, and how we make an impact in the communities we serve.
Bank of America is committed to an in-office culture with specific requirements for office-based attendance and which allows for an appropriate level of flexibility for our teammates and businesses based on role-specific considerations.
At Bank of America, you can build a successful career with opportunities to learn, grow, and make an impact. Join us!
Job Description:
This job is responsible for developing and delivering complex requirements to accomplish business goals. Key responsibilities of the job include ensuring that software is developed to meet functional, non-functional and compliance requirements, and solutions are well designed with maintainability/ease of integration and testing built-in from the outset. Job expectations include a strong knowledge of development and testing practices common to the industry and design and architectural patterns.
Responsibilities:
Codes solutions and unit test to deliver a requirement/story per the defined acceptance criteria and compliance requirements
Designs, develops, and modifies architecture components, application interfaces, and solution enablers while ensuring principal architecture integrity is maintained
Mentors other software engineers and coach team on Continuous Integration and Continuous Development (CI-CD) practices and automating tool stack
Executes story refinement, definition of requirements, and estimating work necessary to realize a story through the delivery lifecycle
Performs spike/proof of concept as necessary to mitigate risk or implement new ideas
Automates manual release activities
Designs, develops, and maintains automated test suites (integration, regression, performance)
Position Summary
We are seeking a highly experienced and technically proficient Software Engineer to join our team in building a next-generation wire payment processing platform. This role blends leadership, architecture, and hands-on development responsibilities, requiring deep expertise in modern technologies and payment systems.
The Software Engineer will guide cross-functional teams in delivering high-impact features, ensuring alignment with business objectives, technical standards, and agile delivery practices. The ideal candidate will have strong experience in Java, Node.js, Oracle, Kafka, RabbitMQ, and cloud platforms (AWS, Azure, or GCP).
This role demands a strong understanding of payment systems including Wire, ACH, and RTP, and the ability to lead teams through complex technical challenges.
Required Qualifications:
Five to seven years experience tackling complex challenges in distributed data systems using Java (Enterprise Edition), Oracle SQL, and Python.
Five to seven years using Java/J2EE technologies to develop scalable enterprise-grade applications, libraries, and frameworks.
Five years experience designing and developing solution architecture to scale backend systems with Spring framework, Spring MVC, and RESTful APIs.
Hands-on experience with messaging systems like Kafka and RabbitMQ.
Experience with cloud-native development and deployment (AWS, Azure, or GCP).
Utilized DevOps technologies for CI/CD including Ansible, Jenkins, JFrog, and Git.
Designed and implemented database development on Oracle Exadata.
Proven experience in leading and mentoring a team of engineers.
Strong understanding of software development, testing, deployment, and support using agile methodologies.
Expert-level proficiency in Java Enterprise Edition and related frameworks (e.g., Spring, Hibernate) and advanced SQL.
Excellent written and verbal communication skills.
Ability to write specifications and design documents.
Desired Qualifications:
Domain expertise in payment systems including Wire, ACH, RTP.
Knowledge of ISO 20022 messaging standards.
Exposure to event-driven architecture and distributed systems.
Understanding of regulatory and compliance requirements in financial services.
Experience with observability tools like Splunk, Prometheus, and Grafana.
Knowledge of financial products data such as Equities, Fixed Income, and Derivatives.
Agile/Scrum certification or experience working in agile environments.
Skills:
Application Development
Automation
Influence
Solution Design
Technical Strategy Development
Architecture
Business Acumen
DevOps Practices
Result Orientation
Solution Delivery Process
Analytical Thinking
Collaboration
Data Management
Risk Management
Test Engineering
Shift:
1st shift (United States of America)
Hours Per Week:
40
Bank of America and its affiliates consider for employment and hire qualified candidates without regard to race, religious creed, religion, color, sex, sexual orientation, genetic information, gender, gender identity, gender expression, age, national origin, ancestry, citizenship, protected veteran or disability status or any factor prohibited by law, and as such affirms in policy and practice to support and promote the concept of equal employment opportunity, in accordance with all applicable federal, state, provincial and municipal laws. The company also prohibits discrimination on other bases such as medical condition, marital status or any other factor that is irrelevant to the performance of our teammates.
View your "Know your Rights (https://www.eeoc.gov/sites/default/files/2023-06/22-088_EEOC_KnowYourRights6.12.pdf) " poster.
View the LA County Fair Chance Ordinance (https://dcba.lacounty.gov/wp-content/uploads/2024/08/FCOE-Official-Notice-Eng-Final-8.30.2024.pdf) .
Bank of America aims to create a workplace free from the dangers and resulting consequences of illegal and illicit drug use and alcohol abuse. Our Drug-Free Workplace and Alcohol Policy (“Policy”) establishes requirements to prevent the presence or use of illegal or illicit drugs or unauthorized alcohol on Bank of America premises and to provide a safe work environment.
Bank of America is committed to an in-office culture with specific requirements for office-based attendance and which allows for an appropriate level of flexibility for our teammates and businesses based on role-specific considerations. Should you be offered a role with Bank of America, your hiring manager will provide you with information on the in-office expectations associated with your role. These expectations are subject to change at any time and at the sole discretion of the Company. To the extent you have a disability or sincerely held religious belief for which you believe you need a reasonable accommodation from this requirement, you must seek an accommodation through the Bank’s required accommodation request process before your first day of work.
This communication provides information about certain Bank of America benefits. Receipt of this document does not automatically entitle you to benefits offered by Bank of America. Every effort has been made to ensure the accuracy of this communication. However, if there are discrepancies between this communication and the official plan documents, the plan documents will always govern. Bank of America retains the discretion to interpret the terms or language used in any of its communications according to the provisions contained in the plan documents. Bank of America also reserves the right to amend or terminate any benefit plan in its sole discretion at any time for any reason.