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The National Bank of Indianapolis Credit Underwriting Associate in Indianapolis, Indiana

Are you analytical, detail-oriented, and eager to build a career in credit and banking? The National Bank of Indianapolis is seeking a

Credit Underwriting Associateto support our Credit Department.

In this role, you'll play a key part in evaluating borrower financials, supporting underwriting decisions, and ensuring accuracy across credit processes. This is an excellent opportunity for someone looking to deepen their financial analysis skills in a collaborative, high-performance environment.

What You'll Do

  • Support credit underwriting functions, including financial spreading, covenant testing, and borrower analysis
  • Partner with Treasury Management and lending teams to prepare ACH requests and renewals
  • Prepare and process deposit hold requests and related documentation
  • Maintain and update credit reports and tracking tools on a regular basis
  • borrower financial statements into standardized formats using financial spreading software
  • Perform quality control reviews of documentation and imaged files
  • Process background check requests for borrowers as needed
  • Assist with loan committee materials and reporting
  • Analyze borrower financial condition and cash flow, including ratio and trend analysis, as directed
  • Ensure adherence to loan policies and identify/report exceptions where appropriate
  • Maintain knowledge of underwriting standards and regulatory guidelines

What We're Looking For

  • Bachelors degree in accounting, finance, or business; coursework in financial accounting preferred
  • Banking or financial services experience preferred but not required
  • Strong analytical and critical thinking skills with the ability to draw sound conclusions
  • High level of accuracy and attention to detail
  • Ability to manage multiple priorities, meet deadlines, and work independently
  • Strong organizational skills and initiative
  • Proficiency in Microsoft Office (Excel, Word, Outlook) and Adobe Acrobat
  • Ability to collaborate effectively with lending teams and cross-functional partners
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