Job Information
WNB FINANCIAL Credit Analyst I in HOLMEN, Wisconsin
JOB REQUIREMENTS: Contributes to the loan decision-making process and sound portfolio management by providing in-depth credit analysis on new and existing clients for Business Banking Officers and Loan Committees. Monitors loan files for adequate and current financial information and documentation. Understands and completes job responsibilities in accordance with federal and state regulations. Essential Functions: Credit Underwriting 75% Completes beginner to moderate level loan requests and reviews Analyzes financial information Identifies, requests, and tracks information needed to complete the credit analysis Identifies and reports areas of concern Ensures compliance with federal, state, and bank regulations Reviews loan file for proper documentation Real Estate Evaluation 15% Completes appraisal reviews Complete property evaluations on commercial and residential properties Performs site visits as needed Additional Duties & Responsibilities 10% Assists in the preparation of business banking audits and providing information to third parties Serves as Secretary to the Officer Loan Committee Serves on bank committees as needed Participates in internal and external training and development opportunities as required Other job-related duties necessary to carry out the responsibilities of the position ***** OTHER EXPERIENCE AND QUALIFICATIONS: A 4-year college degree in accounting, finance, business or equivalent is preferred. Previous accounting/finance related experience preferred. Banking experience preferred. Must possess courteous and professional customer service attitude; excellent verbal and written communication skills; legible handwriting; ability to maintain the integrity of highly confidential client and Bank information. Must possess excellent mathematical skills up to and including projection analysis; strong computer skills, technical ability to input and retrieve computerized information; strong organization and follow-up skills. Must possess ability to deal effectively with time pressures and stress that can change hourly depending on level of client activity. Must possess effective problem solving and technical research skills. Must be a self-starter and independent thinker. ***** APPLICATION INSTRUCTIONS: Apply Online: https://www.wnbfinancial.com/about-us/careers