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Ameriprise Financial Senior Associate - Distribution Operations in Gurugram, India

About Our Company

Ameriprise India LLP has been providing client based financial solutions to help clients plan and achieve their financial objectives for 20 years. We are part of Ameriprise Financial Inc., a US financial planning company headquartered in Minneapolis with a global presence and diversified financial services leader with more than $1.5 trillion in assets under management, administration and advisement as of year-end 2024. The firm’s focus areas include Asset Management and Advice, Retirement Planning and Insurance Protection.

Be part of an inclusive, collaborative culture that rewards you for your contributions, and work with other talented individuals who share your passion for doing great work. You’ll also have plenty of opportunities to make your mark at the office and a difference in your community. So, if you're talented, driven and want to work for a strong, ethical company that cares, take the next step and create a career at Ameriprise India LLP.

Job Description

As a Senior Associate in Distribution Operations team, you will be managing AML/KYC and distributor due diligence processes for wholesale and institutional clients of our EMEA-based asset management business. You will work in close partnership with the EMEA Client Management team and act as a key liaison between internal stakeholders and clients, ensuring client-driven activities, processes and outcomes result in an excellent service and experience for our clients. Your primary responsibility will be to ensure we have sufficient information and controls relating to investors in and distributors of our EMEA-based products and strategies, to allow us properly to discharge both our fiduciary duties to our investor universe and our regulatory obligations such as Consumer Duty. You will do this principally by sourcing, analyzing and maintaining relevant client information for operational and regulatory purposes, in most cases working directly with clients. In addition, you will work closely with various other internal functions such as Client Service Ops, Financial Crime Prevention, Global Contract Office and others based both in India and in EMEA. As part of this role, you will be expected to identify opportunities to improve these processes and work with internal teams to deliver these improvements. This role requires strong ownership, stakeholder management, and subject matter expertise in AML/KYC and fund distribution operations.

Key Responsibilities

Operational Excellence & Compliance

  • Execute AML/KYC and Distributor Due Diligence processes in line with regulatory requirements (e.g., CSSF 18/698, FCA Consumer Duty)

  • Take ownership of the Distributor Due Diligence process, including scoping intermediaries, classification under MiFID/FCA rules, executing due‑diligence reviews, ensuring documentation accuracy, and maintaining compliant record‑keeping

  • Improve the quality and consistency of KYD, KYC, and ODD/refresh documentation by ensuring accurate uploads, timely updates, and complete record‑keeping within Salesforce and the ume platform

  • Work with Client Managers, where necessary, to ensure appropriate client engagement

  • Escalate to Financial Crime Prevention and / or Distribution & Branch Oversight, as necessary, to clarify AML/KYC / Distributor Due Diligence requirements and to identify potential alternative types of documentary evidence to meet requirements

  • Maintain high standards of data accuracy and documentation in systems such as Salesforce and internal repositories

Stakeholder Engagement

  • Act as the point of contact for internal teams including Client Service Ops, Financial Crime Prevention, and Global Contract Office

  • Escalate and resolve issues with appropriate internal teams and governance bodies

  • Represent Distribution Operations in cross-functional meetings and committees

Monitoring & Governance

  • Ensure timely execution of periodic due diligence and AML/KYC refreshes

  • Monitor trigger events and oversee appropriate responses and documentation

  • Manage exemptions, extensions, and risk acceptance processes, ensuring governance protocols are followed

  • Support branch oversight activities including committee coordination, reporting, and action tracking

Process Improvement & Controls

  • Identify and lead initiatives to improve process efficiency, automation, and risk mitigation

  • Deliver continuous improvement based on data analysis, insights, and stakeholder feedback

  • Perform quality control checks and ensure adherence to internal governance standards

Required Qualifications

  • Bachelor’s degree in Finance, Business Management, or related field

  • 3–5 years of relevant experience

  • Strong understanding of AML/KYC regulations and distributor due diligence in asset management

  • Excellent communication and stakeholder management skills

  • Strong analytical, decision-making, and problem-solving skills

  • Proficiency in MS Office tools such as Copilot, Power Apps, Power Automate, Excel and Power Point as well as tools such as Salesforce and Liferay

Good to Have

  • Experience in cross-border fund distribution and asset management operations

  • Familiarity with EMEA regulatory frameworks such as CSSF 18/698 and FCA Consumer Duty

  • Experience in process improvement, automation, and data-driven decision-making

  • Exposure to governance and committee-level reporting

In-Office Collaboration

We are a client-centric, relationship-based business. Working together, in-person, is foundational to how we achieve results. By fostering a culture of face-to-face collaboration, idea sharing, productivity and personal connection, we deliver for our stakeholders — clients, advisors, employees and shareholders. Our employees work in the office at least three (3) days per week, with flexibility to work from home two (2) days per week. Some roles may require additional in-office time or different in-office expectations, and specific requirements will be discussed during the hiring process.

Full-Time/Part-Time

Full time

Timings

(11:30a-8:00p)

India Business Unit

AWMPO AWMP&S President's Office

Job Family Group

Business Support & Operations

Ameriprise India LLP is an equal opportunity employer. We consider all qualified applicants without regard to race, color, religion, sex, genetic information, age, sexual orientation, gender identity, disability, military status, veteran status, marital status, pregnancy, family status or any other basis prohibited by law.

We are committed to fostering an inclusive and accessible recruitment process for individuals with disabilities. If you require a reasonable accommodation to participate in the application or interview process, speak to your recruiter to discuss how we can support you.

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