Job Information
Cognizant Credit Risk Business Analyst, BFS Consulting in CHENNAI, India
About Cognizant Consulting
Cognizant Consulting is the consulting arm of Cognizant, comprising 6,000+ experts globally who help Fortune 500 clients reimagine their businesses. The practice blends industry insight, technology advisory, and transformation expertise to deliver innovative solutions across sectors such as Banking, Insurance, Healthcare, Life Sciences, Energy, Utilities, Retail.
About the Role
As a Credit Risk Business Analyst , you will play a pivotal role in bridging business and technology for leading financial institutions. You will collaborate with stakeholders, product owners, and technology teams to design and deliver solutions that enhance credit risk reporting and regulatory compliance. This role demands strong domain expertise in Credit Risk models (LGD, PD, EAD) , hands-on experience with LEF and SCCL reporting , and a solid understanding of AIRB/FIRB frameworks .
Location : Chennai
Notice Period : Immediate to 60 days
Years of Experience : 4 to 14 Years
Job Description
• Credit Risk knowledge – hands on experience in Credit Risk reporting like LEF , SCCL. understanding AIRB / FIRB models
• IT BA experience
• Hands on SQL
• Agile project execution
• Good presentation and communication skills
Knowledge and Experience:
Minimum Bachelor’s degree. Specialization in Business, Finance, Engineering, Math or Sciences is desirable.
Experience in financial risk management , credit risk , credit risk model (LGD,PD,EAD) – hands on experience in LEF, ESN, and SCCL
Experience in identifying and assessing key business processes , understanding of data ingestion from FO especially in EOD c format
Experience in Basel regulation
Experience working in Agile projects, using Jira, creating user stories, and overall knowledge of the Agile Framework.
Skills and Competencies:
Ability to quickly learn organizational structure, business strategies and processes
Good knowledge of Capital Markets, Risk Management and reporting
Should have sound understanding of financial instruments basics- loans , deposits , repos , seclending
Specific Domain skills : Finance & Risk Experience in Functional analysis on Liquidity reporting / Credit Risk credit risk model (LGD,PD,EAD)
AIRB models – credit exposure calculation
Lead discussions on detailed requirement phases identifying, tracking, escalating and/or resolving business systems issues
Knowledgeable on business process modeling, process mapping
Knowledge of IT delivery methodologies: Agile, Iterative Waterfall and Waterfall
Write clear and well-structured business requirements documents, User stories if required.
Advanced ability to resolve minor conflicts/issues using different tactics for prior to escalation
Strong analytical and problem solving skills
Strong written and verbal communication skills
Attributes:
Business acumen
Able to deal with ambiguity
Analytical thinker, detailed-oriented with good problem solving skills
Results oriented
Organized with strong time management skills
Ability to work independently
If you are interested, please share your updated resume with AthiAravinthkumar.Selvappandi@cognizant.com .
Subject Line : Credit Risk Business Analyst, BFS Consulting
Cognizant is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to sex, gender identity, sexual orientation, race, color, religion, national origin, disability, protected Veteran status, age, or any other characteristic protected by law.