Job Information
Merchants Insurance Group Associate Underwriter in Buffalo, New York
Description
Associate Underwriter
Hybrid Work Schedule
Buffalo, New York
Merchants Insurance Group, is a leading Property and Casualty Insurer in the Northeast and is looking for an Associate Underwriter for our Corporate Central Operations team located in Buffalo, New York.
This is a great opportunity to learn about Commercial Lines Underwriting and Insurance Operations while contributing to the team’s success. Our goal is to help the successful candidate build career development opportunities with Merchants commensurate with Underwriting experience and knowledge. Specifically, the Associate Underwriter will develop detailed knowledge of commercial lines underwriting through interaction with Underwriting Management, Underwriters and Agents. The Associate Underwriter will be part of a dedicated underwriting team focused on producing profitable new business, quotes, endorsements and renewals in collaboration with independent agents and other team members.
Merchants Insurance Group, rated A- (Excellent) with a stable outlook by the A.M. Best Company, is proud to be one of Buffalo Business First’s Best Places to Work in Western New York (2023-2025), a Fast Track company (2019-2025), and a Top Private Company (2019-2025). Merchants was also granted the Ward’s 50® designation as a top-performing property-casualty insurance company for four consecutive years (2021-2024) and has been granted the Ivans Spark Award for innovation (2024-2025). In October 2024, Newsweek and Statista included Merchants Insurance Group on their first-ever America’s Most Reliable Companies list, which highlights organizations that other companies can feel confident doing business with in 2025. Of 1,500 B2B companies evaluated, Merchants was one of only 300 companies to make the list.
Merchants offers its colleagues a Hybrid work schedule. The Hybrid work schedule requires 2 full days per week in the office, with the option to work the remaining days at home or in the office. This exciting Hybrid Work benefit offers colleagues a flexible work schedule with the ability to remain connected with their Merchants team and colleagues.
Essential Duties and Responsibilities include, but are not limited to:
Develop knowledge of Commercial Lines Underwriting. This includes Underwriting guidelines, product coverages, pricing tools, state regulatory requirements, rating and processing systems, etc.
Complete formal industry training including Commercial Lines Coverage Specialist (CLCS), AU, AINS and other AICPCU courses as directed by management in alignment with career development opportunities.
Cultivating solid relationships with Agents and internal staff while working towards achieving the most optimal outcomes for Merchants and our policyholders.
Reviews accounts beyond individual authority with the Regional Underwriting Manager or Supervisor and recommends a course of action.
Achieve commercial lines regional production goals and loss ratio objectives for assigned territory.
Qualifications & Skills:
College degree or equivalent work experience.
Up to 3 years Property and Casualty insurance experience.
Some knowledge and training in underwriting commercial lines accounts.
Insurance related course work preferred.
Organizational, time management and attention to detail.
Excellent communication and customer service skills.
Computer experience including Microsoft Word experience.
ImageRight knowledge is a plus.
Merchants Insurance Group Benefits:
Welcoming and positive work environment.
Flexible work arrangements, including flex scheduling and summer hours.
Hybrid work schedule. The Hybrid work schedule will require 2 full days per week in the office, with the option to work the remaining days per month at home or in the office.
Competitive pay scale.
Generous paid time off package.
Full Benefits: Health, Dental, Vision, Life Insurance, Short Term Disability, 401(k) employer match amount is 100% up to 6% of your annual contributions. You are immediately 100% vested in the employer match dollars.
Outstanding company bonus program.
Tuition Reimbursement.
Merchants Insurance Group Pay information:
Merchants Insurance Group offers a competitive pay scale. The estimated salary for this role ranges from $62,500 – $70,000 based on leveling and geography, along with an equity component and a comprehensive benefits package. This range is merely an estimate; actual compensation may deviate from this range based on skills, experience and qualifications.
And many more exciting company benefits!!
Merchants Insurance Group is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability or veteran status. Merchants Insurance Group supports a safe workplace through pre-employment background screenings.
Qualifications
Experience
Preferred
- 3 years: Up to 3 years Property and Casualty insurance experience.
Equal Opportunity Employer
This employer is required to notify all applicants of their rights pursuant to federal employment laws. For further information, please review the Know Your Rights (https://www.eeoc.gov/poster) notice from the Department of Labor.