Job Information
Adams Community Bank Mortgage Underwriter in Adams, Massachusetts
The full Mortgage Underwriter job description{target="_blank" rel="noopener noreferrer"} contains more information about this position. We are an employee and customer focused savings bank and are looking for an energetic full time Mortgage Underwriter. We offer an environment of excellence where teamwork and accountability are a must! This position in our Loan Operations department in our Operations Center in Adams. If you have a TRUE passion for delivering exceptional customer service to your team - If you have a high attention detail and like analyzing financial documents - If you like having multiple projects going at the same time - If this describes you, we know that you will be surrounded by people who are passionate about what they do, committed to excellence, and know how to have fun doing their work. Please take a look at the job description below and if you are interested, please apply! Job Purpose: - Actively participate in and foster the ACB Culture of excellence while supporting the Bank\'s strategic initiatives. - Provide above and beyond customerservice to building solid and long lasting relationships by engaging allcustomers internal and external. Provide quality analyst and accurate review ofall ACB loan origination documentation. - Consistently and effectively manage behavior within ACB\'s established customer service standards and core values while adhering to all established Bank Policy and procedures. Critical Drivers: - Maintain productivity and response times as measured by the current underwriting guidelines - Maintain quality of credit decisions as measured by current delinquency and loss ratios Knowledge, Skills and Abilities: - Must possess the ability to read, write and speak fluently in the English language, organization and customer service skills with both internal and external customers - Excellent communication (written and verbal), organization and customer service skills with both internal and external customers - Ability to: * work in a fast-paced environment * work well under pressure * handle conflict resolutions in a professional manner * handle highly confidential information - Strong organizational, problem solving, multi-tasking and analytical skills - Acute attention to detail - Required Computer Skills: Microsoft Office, including Word, Excel, and Outlook - Knowledge of applicable state and federal regulations and responsibilities relating to them Education and Experience: - Minimum 4-5 years of experience in mortgage underwriting, including secondary market knowledge. - Knowledge of Mortgage Industry, mortgage loan file documents, general knowledge of closing, insurance and mortgage insurance requirements - Knowledge of and experience with property and credit underwriting requirements of FNMA, VA, as well as other secondary market loan programs - Expertise in and familiarity with different AUS systems (i.e., Desktop Underwriter (\"DU\"). - Minimum Education Associate\'s Degree in finance or business related field, or equivalent in work experience - Preferred Education Bachelor\'s Degree in finance or business related field Adams Community Bank is an Equal Opportunity Employer.